Promoting Financial Stability & Independence
As many as one-third of working Americans do not earn enough money to meet their basic needs. Wages have not kept pace with the rising cost of housing, healthcare, and education and currently, 40 million Americans are working in low-paying jobs without basic health and retirement benefits. For families walking a financial tightrope, unable to save for college, a home, or retirement, United Way is here to help.
United Way's Goal
In 2008, United Way led an ambitious 10-year plan to cut in half the number of lower-income families who are financially unstable. With your help, we believe that by 2018 we can help 1.9 million working families get on the road to economic independence.
To address the obstacles that prevent hard working families from getting ahead financially, United Way of Calvert County’s core focus is on improving basic financial skills. Strategies that make up this effort include providing free tax preparation assistance and financial literacy education. Ultimately, we want to help families meet their basic needs, while gaining the financial stability that will allow them to plan for and accomplish their long term financial goals.
How You Can Help
Volunteers make United Ways’ tax assistance and financial education programs possible. We need your help, even if you don’t have an accounting background. Volunteer to help or join the Financial Stability Impact Council. E-mail firstname.lastname@example.org or call (410) 286-0103
Our Financial Stability Impact Partners
Financial Education & Tax Preparation Assistance to Families Eligible for Earned Income Tax Credits
Chesapeake Cares Food Pantry - Calvert CA$H
Empowering 300 families to prepare their own taxes with clinics stationed throughout Calvert County and harnessing the power of volunteers and PNC Bank to support them in the following ways: accessing benefits like Earned Income Tax Credits, educating about the losses involved in refund anticipation cashing/loan sites, and in setting strategic financial goals.
ADDITIONAL RESOURCES SUPPORTING INCOME
Emergency Food & Shelter Program (EFSP) Funds
United Way of Calvert County serves as the administrator for the Local EFSP Board, charged with overseeing fund distribution from the Maryland State Set-Aside Committee to local agencies. Previous annual award amounts have ranged from $7,500 to $27,490. Funds have benefitted organizations providing food, shelter, rent, and utility assistance in Calvert County.
Basic Needs Grant
United Way provides a Basic Needs Grant opportunity for 501(c)3 organizations that provide emergency food and shelter to people in crisis in Calvert County. The primary goal of the grant is to help individuals and families meet their nutritional and housing needs. The 2013 grant funds support programs with Calvert Meals on Wheels, Chesapeake Cares Food Pantry, End Hunger in Calvert County, Project ECHO, Farming 4 Hunger and Community Ministry of Calvert County.